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Katy Kirby
Mortgage Banker
NMLS ID #: 1429635
Mobile: (912) 667-0442
Fax: (912) 662-1846

Helping families realize the dream of homeownership is my passion. Over the years, I have been able to assist many families obtain financing, many of them for the first time, and it never gets old. To me, it's always been more than a job. The satisfaction and pride I feel each time one of my Borrowers becomes a Homeowner is indescribable. Each one is an emotional investment for me as every Borrower is more than just a loan, they are friends, and neighbors in my community.

My extensive experience as a Loan Officer and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will fit Everyone's needs. My job is to find that perfect fit. Buying a home is the single most important investment we make. Although it can seem intimidating, I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.

Customer Testimonials

Katy always made herself available and provided status updates on the process of securing my mortgage in an extremely timely manner. She went above and beyond to get the job done and was a pleasure to deal with! A+


Katy was such a pleasure to work with on our refi. She was quick to respond and very knowledgeable about any questions I had. She made this such an easy experience and we cannot thank her enough for the help she provided!

Breanna H.

Katy made our first home buying experience stress free. I didn’t even know that would have been possible! She was always available to me to answer any and every question I had. Her team as well is jam up! I’d highly recommend Katy to everyone looking for a great mortgage buying experience!

Chelsea E.

We are thankful to have been involved with a lender who is willing to go above and beyond to meet our expectations. [Katy] Kirby did an awesome job getting this loan done. She did the job that another company couldn’t do. Thank you for helping us get into our home.

Brent C.

Katy is the best. I have been involved in several real estate transactions and she is far and away the most conscientious, responsive and professional loan officer I have ever dealt with.

William R.